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Are you relocating to Crestview, Eglin or Duke Field? Talk to Kathy Wilhelm if You are Relocating to the Crestview area, including Eglin AFB and Duke Field! I've helped many, many individuals and families relocate from and to Crestview, Eglin AFB, Duke & Hurlburt Fields, and all of the surrounding areas. Contact me for information on our area. Or, if you are not moving to our area, or need assistance relocating to another area, I can put you in touch with a top real estate agent in the area where you are relocating. Call me, email me, or fill out the form below, and I'll get right to work helping you! Are you new to the area? Request my FREE package of Crestview, Eglin AFB, and Duke Field relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
In what real estate market are more than 90 percent of home sales cash transactions?
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| A |
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates. |
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